House on a Hill

19 Jan 2015 | Understanding Your Home Insurance | 1024×768

Home Insurance Augusta

If you have ever looked at your homeowner’s policy, you’ve seen words that may be unfamiliar to you. There are terms that are standard in the industry, and it will help you to understand them when talking about home insurance in Augusta. Make sure you have the right policy for your needs.

The deductible is the amount you pay out of pocket before your insurance pays anything. Higher deductibles lower your annual premium costs. The premium is the price you pay for your insurance. Homeowner’s insurance is generally calculated annually.