Few things are more devastating than finding out too late that you do not have the Putnam Connecticut homeowners insurance protection you thought you did. J.D. Power and Associates found that 50% of US homeowners do not understand their insurance policies. There is more to insurance than paying the premium. You must understand what you are purchasing in order to make a wise decision about the adequacy of your coverage.
Ask for Help
There is no shame in asking for help from your Putnam Connecticut homeowners insurance agent. Good insurance companies make themselves available to answer your questions by phone, online chat, or email. In order to make the most of the assistance you receive:
- Read your policy carefully, making a list of questions
- Understand the most common disaster threats in Putnam and search your policy for mention of coverage
- Contact customer service to ask your questions and to specifically inquire about disaster coverage
- Update or amend your policy as needed
Evaluate Your Policy Now
The best way to ensure that you are prepared for small and large problems is to know your Putnam Connecticut homeowners insurance policy. Do not put off evaluating your coverage details, and do not make the mistake of assuming all insurance plans are the same. Changes in your policy that give you adequate coverage will likely make only a slight difference in your premium, but these changes allow you to face disaster with the confidence that you can quickly get back on your feet.