There are many options for getting Orlando business insurance. For new business owners, the terminology and number of coverage options can be a bit confusing. While you should speak with an insurance professional to determine the right solutions for your business, there are a few coverage options that you should expect to carry.
This is the most basic form of business insurance. General liability insurance covers your business in case a non-employee is injured, or property is damaged as a result of your business. This can be as simple as a customer tripping over a mat on your floor; if they choose to sue, your business will be protected.
You will need to protect your property against any potential losses. Depending on your policy, commercial property insurance can cover everything from your building to the data on your computers. There are even policies that will cover the data on your computers.
If an employee is hurt while performing work-related activities, then any legal or medical fees resulting from the accident will be covered under workers compensation. Even if you only have one employee, you should carry workers compensation.
Orlando business insurance options are numerous. Once you’ve learned the basic terminology, the most important thing you can do is find a company that has experience in your industry and understands your business needs.