Collecting vintage or antique cars is a worthwhile hobby. Whether you drive these vehicles around town or just send them out to car shows every so often, you need to be certain you have all of them insured. Adding a classic car to a standard auto insurance policy may not be ideal, so you should seek out collectors car insurance for these special vehicles.
You Can Get an “Agreed Value” Policy
An older vehicle with a lot of miles may not get the best coverage on a standard auto insurance policy. However, certain vintage cars become more valuable with age. You can discuss your options with a knowledgeable agent so that you get the most coverage should something ever happen to your vehicle.
Get Coverage for Specialized Parts
Depending on the year and model of your vehicle, certain parts may be harder to get. With a standard policy, you may have to settle for an over-the-counter product which could decrease the overall value of your vintage car. With a more specialized policy, you can get more coverage in order to obtain the exact part that works for your automobile.
You probably put a lot of care into your vintage car collection. It makes sense to take the extra step to acquire collectors car insurance so that you can have peace of mind that you will be covered should something unexpected occur.