Protect Your Company From Property Damages and Liability Claims

As a business owner, you are aware of the risks your company faces. You must be prepared to deal with a variety of issues, including property damage, libability concerns and injuries to employees and clients. Business risks vary from company to company, so it’s important to discuss your unique situation with a reputable insurance agent.

What Type of Business Insurance Is Recommended?

It’s smart to invest in a comprehensive insurance package to protect your business interests. Some commons types of business insurance are listed below.

  • Commercial Liability Protection – There are a number of liability concerns to think about when developing your plan. Commercial general liability, also known as business property liability insurance, protects your company against claims filed by clients due to bodily injuries or damages to property.
  • Professional Liability Coverage – This plan is necessary if your business provides services or advice to clients.
  • Employment Practices Liability – In the event that an employee sues for discrimination, harassment or failure to advance, this policy helps to protect your company.
  • Property Insurance – Your building and equipment need insurance protection if a fire breaks out or if a theft occurs.
  • Workers’ Compensation – This plan protects your employees if they are injured on the job. State regulations differ, so discuss your options with your insurance agent.

Protect your business and your workers from the many risks they face.