What You Need to Know About Earthquake Insurance

Living in Orange County brings with it a lot of great benefits. From the weather to the community, it’s a beautiful area to live in. However, as anyone living in California knows, earthquakes are a part of reality. If you’re going to choose any type of Orange insurance, don’t forget earthquake insurance.

Will it Cover Your Residence?

One of the first questions that people have regarding earthquake insurance is whether or not it covers their home. If you live in a single family home, townhome or mobile home, then you can absolutely be covered by earthquake insurance. Keep in mind that many homeowners’ insurance policies will exclude earthquake insurance, so often you need to get it separately.

What Does it Cover?

Earthquake insurance is there to cover your property damage and any other extra expenses. Extra expenses often include removal of damaged property and personal losses and also housing if you have to be removed from your home temporarily.

When natural disasters strike, it’s vital that you are protected. No one wants to think about the chance of an emergency, but it’s always better to be safe than to worry about what you’ll do if an earthquake strikes. When shopping for Orange insurance, you should never count out earthquake insurance.

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