Insurance Coverage for Your Classic Car and Why You Need It

Classic cars are powerful, beautiful machines from another time, but they can also be incredibly delicate, and most require regular maintenance and proper insurance coverage. Here is a guide to understanding why and how you should find the right antique classic car insurance for your fine automobile.

What’s the Difference?

As an informed car owner, you should do some research before choosing a plan. Insurance for an antique is often on another level than standard plans. Standard coverage usually only covers the cost of the replacement of the vehicle. For a classic, you may be guaranteed an amount that is decided upon by the insurance company and the vehicle owner.

What Is Your Vehicle Worth?

You may do well to learn about the value of your automobile. There are a few ways to do this:

  • Get an appraisal by a professional.
  • Look up the make and model in Kelley Blue Book.

Once you have this information, you can negotiate coverage with your insurance provider.

Are You a Risk Taker?

If you prefer your automobile to be safe in your garage, behind a glass plate, hidden behind lock and key, you may benefit from a plan that differs from someone who drives that machine on the open road every day. Every driver is different and so is every insurance plan. Make sure you get antique classic car insurance for your lifestyle by talking to a professional insurer.