If you’re a home healthcare provider then you may already know how important home healthcare agency insurance is to you and your employees. Insurance for home healthcare providers not only helps protect you in the event of an accident, but it can help protect your clients as well.
Liability insurance is important because it can help in the event of an accident or injury to a client. General liability coverage oven takes care of expenses related to treatment or care for an injury, but it may also help to cover lawyer fees as well as any settlements of a claim. Excess liability can help extend coverage beyond the basic package offered by your insurance company.
Similarly a workers compensation package is there to help any employee that may get injured on the job. Compensation can help with medical cost as well as cover lost wages due to the injury. If needed it can also cover a return to work program to get the employee back on the job once they’ve recovered.
As you can see home healthcare agency insurance is important for a variety of reasons. Not only can it cover treatments costs for a client, but this insurance can cover the additional costs that come with a claim. Workers compensation is also an important policy to have in order to help take care of your employees if they are the one injured.