What Factors Drive Up Dog Liability Insurance Rates?

What Factors Drive Up Dog Liability Insurance Rates?

dog liability insurance quotes

As is the case with most insurance policies, a variety of factors go into determining how much you need to pay. As you are seeking out dog liability insurance quotes from different companies, a good deal of information will need to be provided so that an accurate estimate can be provided.

Breed of Dog

You might think that your dog is perfectly nice and would not even hurt a fly. While many dogs will never be an issue, there are certain breeds that have been deemed “dangerous.” These are canines that are more likely to act aggressively, and they include:

  • Pit Bull
  • Rottweiler
  • Doberman
  • German Shepard
  • Husky

Again, this is not to say that every pit bull or every Rottweiler is going to cause problems, but some insurance companies take the breed into consideration.

Number of Dogs

Naturally, if you have more than one dog to insure, then you are going to likely have to pay more. It is the same principle if you were to insure more than one vehicle. This is also something to consider if you are thinking about getting a second or third dog.

Many companies will be willing to provide you with free dog liability insurance quotes. Ask around in order to find a policy that works ideally for your needs.