In a high-paced world, it is no surprise that those providing transportation and delivery services remain busy. This high-demand field is typically tasked with moving people or goods from one location to another in a variety of scenarios. Like many customer service businesses, a responsibility like this comes with its own set of risks. In order to protect against mishaps that can occur in this line of work, safeguards such as hired and non-owned auto insurance can help ensure that parties involved in the business transaction are covered.
Types of Business Vehicles That Need Coverage
There are many scenarios where a personal or non-owned vehicle can be considered a business vehicle. Oftentimes, standard auto insurance may not be enough and will therefore need to be supplemented. Some of these vehicles are:
- Personally owned by employees but used for company business
- For courier and delivery services
- Company vehicles used to transport goods
- Used for transportation services such as taxis, vans, limousines
Regardless of the scenario, if damages or accidents occur in or from these business vehicles, they can be quite costly and a high risk to a business’s assets and reputation without the crutch of adequate coverage. To find out what type of specific hired and non-owned auto insurance category your vehicles might fall under, speak to a representative specializing in business autos to get the right plan to fit your needs.