Why Teachers Need Liability Insurance

Teachers dedicate their lives to the education of youth and the improvement of skills of adults. Many instructors are so focused on preparing curricula and grading papers that they lose sight of the larger picture of today’s educational system and its burgeoning legal processes. Teachers carry a high level of liability due to their interpersonal ...

Protecting Your Employees With Workers’ Compensation

One of the most important types of staffing agency insurance is workers’ compensation coverage. The majority of states require you to provide this type of insurance if you employ five or more individuals. This specific type of insurance helps provide financial relief to employees and their families in the event of illnesses, injuries, or even ...

Understanding General Liability Insurance

One of the most basic insurance plans for a business is a general liability policy. Commercial liability insurance can substantially minimize a business’s risks and protect them financially. However, it is important to understand what this policy covers. This way you can set the right limits and invest in additional plans if necessary. Premises and ...

3 Types of Business Insurance You Didn't Know You Needed

Investing in a good insurance policy is important for any starting business. When looking for new business insurance in New Brunswick NJ, in addition to the standard coverage such as product or professional liability, workers compensation and property damage, there are other types that may be beneficial. Business Interruption For a new business, shutting down ...

What Does Crime Coverage Insurance Not Cover?

Perhaps your company understands the importance of purchasing a crime coverage insurance policy. In today’s digital age, protecting a business against cyber theft, employee dishonesty, and other crime is a smart move. However, it is also important to understand what a crime insurance policy does not cover. Owner Fraud Crime coverage insurance will cover instances ...

It's Time for Better Business Insurance

Are you operating a business but aren’t sure if you have adequate insurance coverage? Many businesses are uninsured or underinsured in many different areas. If you’re not sure what you need then take some time to learn about the importance of New Jersey business insurance. Having the right insurance could make the difference between having ...

Equine Mortality Insurance

Horse breeding, racing, and leisure riding are popular activities in the state of Tennessee. Horses are costly investments to purchase and maintain. In the absence of equine mortality insurance Tennessee residents would have to pay for many unforeseen costs out-of-pocket. Plan for the Unexpected Like people, horses experience illness and accidents. Racehorses are athletes and ...

Why Use an Independent Insurance Agent?

If you own a business in Connecticut, then you need to have insurance to protect your interests. The independent insurance agents of Connecticut are there to help. Why go with an independent agency? Here are some reasons to consider. Independent Agencies Have Experience with a Wide Range of Clients and Policies Because they’re not limited ...

Temporary Staffing Insurance: Protecting the Exposed

Employees run risks of all kinds when they step onto any business premise to resume their work for the day. However, the situation with employees for a temporary staffing agency is particularly unique in that the exposure potential is highly aggravated. Given the number of potential positions a temporary employee could cover, there are exposures ...

Key Things to Know About Directors and Officers Insurance

In general, insurance is there to protect insured individuals and entities from unfavorable events. Directors and officers for private companies can benefit from insurance tailored to the specific things that they may face, especially with their positions in the business. In considering different insurance plans, there are a few key things that you should know. ...