Teachers dedicate their lives to the education of youth and the improvement of skills of adults. Many instructors are so focused on preparing curricula and grading papers that they lose sight of the larger picture of today’s educational system and its burgeoning legal processes. Teachers carry a high level of liability due to their interpersonal ...

In general, insurance is there to protect insured individuals and entities from unfavorable events. Directors and officers for private companies can benefit from insurance tailored to the specific things that they may face, especially with their positions in the business. In considering different insurance plans, there are a few key things that you should know. ...

Every industry updates its best practices and with new technologies on the market, the way you do business changes on an annual basis. You probably also renew your director’s insurance every year. When you review your policy to ensure it fits your business, it’s time to look at your policies and procedures manual to make ...

You insure your business so that you and your employees can be protected. You don’t want to get an insurance that you don’t need. You may be wondering if you need directors liability insurance. In order to know the answer to that question you have to first understand what it is, how it protects you ...

Many insurance coverage plans are complicated and somewhat difficult to understand. This very trait can sometimes allow the coverage to be as comprehensive as possible, taking into account many different types of liability. One key example to illustrate this point is Directors and Officers insurance. This insurance has three sides: side A, B and C. ...

A policy that protects directors and officers for private companies typically covers the costs of a legal defense, investigations and settlements. Legal Defense Lawyer’s fees and court costs quickly add up. For complicated cases, it can take months or even years to reach a final decision. Defending against a legal claim can still be expensive ...

Most policies for D&O insurance, also known as Directors and Officers insurance, include a professional indemnity exclusion that prohibits coverage for claims asserting the infringement of duty other than those owed by a director or an officer. Managers who are also professionals will need to warrant these obligations under a separate professional indemnity policy. Insured ...

The directors and executives of a company play a special role in their business. They are crucial in the operations of their company, but they also face a number of specialized risks related to the work that they do. It’s important that every company have good directors and officers insurance as part of its corporate ...