Landscapers play an important role in keeping communities beautiful. They are capable of completing a large variety of different outdoor tasks that can range from tree removal to cutting grass. However, landscapers are also exposed to a certain amount of risk through their job. They often face accidents that can put them out of work or cause them to suffer great financial losses. Luckily, insurance for landscapers can help protect your business from these unexpected losses.
General Liability Insurance
There are two types of coverage that you will likely need as a landscaper. The first is general liability insurance. General liability insurance can protect you and your business from financial consequences you may face from situations involving bodily injury, property damage, and other liabilities for which you may be responsible.
Commercial Auto Insurance
In addition to general liability insurance, you will also likely need a good commercial auto insurance policy. Chances are, you use a vehicle to transport your work supplies such as mowers, fertilizer, and other specialized tools for landscaping. If the unexpected happens and you run into problems with your work vehicle, commercial auto insurance can help pick up any related costs.
Running a landscaping business can be very rewarding work but is not a risk-free endeavor. Luckily, insurance for landscapers can go a long way towards helping everything run more smoothly.