Audit Challenges for Banks

Audit Challenges for Banks
Banking institutions are required by federal law to protect the investments of their customers, and there is a reasonable expectation that monies placed into the trust of the facility are safe. In order to make sure the bank is in compliance, a bank audit is usually conducted. The audit will reveal how well the institution ...

What Is Covered By Ordinance and Law Insurance?

What Is Covered By Ordinance and Law Insurance?
Does your commercial insurance policy include ordinance and law insurance? If it doesn’t, there’s a good chance you’re not┬ácovered to the extent you may think you are. Worst of all, you may not find this out until it’s already too late and disaster has already struck. Understanding the importance of ordinance and law insurance is ...

4 Safety Tips For Filmmaking

4 Safety Tips For Filmmaking
When filming anything, there are a number of risks that can be quite worrisome. One of the most common liabilities is injuries to the crew due to hazards on a film set, as stated on https://www.usrisk.com/. There are many elements to filmmaking, with a variety of occupations and equipment involved. While keeping a handle on ...

Why Nursing Homes Need Insurance

Why Nursing Homes Need Insurance
Nursing homes fulfill a vital role in taking care of the aging population. But in order to properly manage those who need the services of a nursing home, it is crucial to have proper nursing home coverage. Here are a few reasons why insurance for nursing homes is important to have. Insurance Protects Those Who ...

Staffing Firms Increasingly Offering Employee Benefits

Staffing Firms Increasingly Offering Employee Benefits
Staffing firms allow companies to fill temporary leaves of absences, work on one-time projects or fill full and part-time positions. Many of these workers qualify for benefits under the Affordable Care Act. Since implementation, staffing firms have greater employment benefits liability than before. Offered Benefits Employees working 30 or more hours a week now qualify ...

Should a Landlord Charge Tenants a Fee for Late Rent?

Should a Landlord Charge Tenants a Fee for Late Rent?
Understanding your rights as a landlord is important. In order to run your properties in a fair and efficient way that is also profitable, you need to know when you have to take action against tenants. When renters are consistently late with paying their rent, it can cause you financial disruptions. Of course, you may ...

Three Common Concerns Affecting Commercial Property Owners on the Coast

Three Common Concerns Affecting Commercial Property Owners on the Coast
Whether you run a ten-story condo building or have a simple warehouse, you need commercial property wholesale insurance to protect your investment. Living and doing business on the coast provides you with beautiful views and lots of tourists, but it also leaves your property open to some serious risks. Flood Living so close to the ...

Finding the Right Liability Coverage for Your Business

Finding the Right Liability Coverage for Your Business
One of the most important decisions a business owner must make is the kind of liability coverage to purchase. Do you need a general liability policy or just public liability insurance? As reported by U.S. Risk Insurance, you should at least purchase a public liability policy to protect your company against claims of injury by ...

Understanding Builder’s Insurance: What It Covers and What It Won’t

Understanding Builder's Insurance: What It Covers and What It Won't
If you work as a general contractor in the construction industry, you need to know what your insurance can do and what it can’t, and you probably need more than one type of insurance. Unless you have a total business policy that combines both your builder’s risk insurance and your general liability coverage, along with ...

What You Should Know Before Operating UTVs and ATVs

What You Should Know Before Operating UTVs and ATVs
Traveling off-road in a utility task vehicle or all-terrain vehicle can be an exciting way to adventure in the less-traveled areas of the country. Whether you are out with friends for a long weekend, joyriding along well-known trails, or escaping to find some freedom from the work-day rat-race, there are a few things you should ...