Common Questions about Non-Profit Volunteer Insurance

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Many nonprofit organizations rely on volunteers to fill vital roles. They do everything from routine office tasks to direct work with clients, and they do it all without getting paid. That can have a significant impact on an organization’s finances. However, their status as volunteers often excludes these workers from coverage provided by traditional employment-based ...

What Is Home Health Care?

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Being able to receive in-home care enables seniors and individuals with disabilities to live in their homes comfortably rather than have to live in a nursing home or assisted living facility. It helps people to enjoy the quality of life that they want despite physical impairments, and it allows them to maintain independence. Being an ...

Top Reasons for Construction Contractors To Consider Dedicated Business Insurance

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Whether you’re on-site or in the office scheduling future work, operating an independent construction contracting business involves juggling several daily tasks that sometimes can expose you to different risks. Because of the construction business’s unique professional hazards, a general liability policy might not be tailored enough to suit your needs. Instead, here are some of ...

Protecting Your Crops and Your Money With Agriculture Insurance

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If you work in agriculture, you know that various events, weather-related or otherwise, can affect both your crop and financial yields. Agriculture insurance can help provide financial protection in the face of unforeseen events that would otherwise negatively impact your business. Natural Events The broadest area of coverage is for naturally occurring events. Multi-peril crop ...

Why You Must Focus on Protecting Yourself Online

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When you’re someone who runs a business of note, you need to often go above and beyond to protect yourself. People who know you have money are going to come after your assets in a multitude of ways. These days, digital attacks are more common than ever before. If you’re worth a good amount, then ...

The Dangers of Skin Damage for Truckers

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When it comes to trucking, you take a lot of risks. One of the risks that you may not think about as often is sun damage. Understanding truck driver sun damage is critical to protecting your skin. Sun Damage Risks When you’re exposed to too much sunlight, it breaks down the collagen in your skin ...

How the LHWCA Act Impacts Your Business

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Running a business can often prove to be a serious headache. This is especially true when it comes to taking out the right insurance plan. In most cases, the insurance that will work best for your company will depend entirely on the industry in which you operate. Typically, employees who are injured on the job ...

What Does Builders Risk Insurance Cover?

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A type of construction insurance, known as builders risk, covers materials, equipment and property related to building projects. It protects both new structures and renovations. However, does a builders risk policy cover liability? Builders Risk This type of coverage safeguards construction sites from loss and damage during a project, but it does not typically include liability ...

Changes Coming to the Cannabis Industry

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Recent years have seen a number of positive changes occur in favor of the cannabis industry. Once thought an unlikely outcome, states are now legalizing medical and recreational marijuana at a record pace. Of course, there are still plenty of setbacks. Due to cannabis still being illegal on a federal scale, there are countless complications ...

Should Nurses Invest in Malpractice Insurance?

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Medical malpractice has been on the rise in recent years, and it’s not just physicians and surgeons who need to worry. Claims against nurses are increasing as well. Any wrongful act by a medical professional is considered medical malpractice. While nurses may assume that their employer’s liability coverage will protect them if a claim is ...