Blog - Big Joe Online

Basic Coverage Options With Condo Association Plans

May

24

2021

Being a part of a condo association can be a point of great pride in your life. There is a sense of fulfillment that can come along with helping others find the perfect community to join and being a part of the guiding force of your association. Naturally, there are also going to come times ...

A Short Guide To Insurance For Landscapers

May

18

2021

Landscapers play an important role in keeping communities beautiful. They are capable of completing a large variety of different outdoor tasks that can range from tree removal to cutting grass. However, landscapers are also exposed to a certain amount of risk through their job. They often face accidents that can put them out of work ...

Protect Your Company From Property Damages and Liability Claims

Apr

30

2021

As a business owner, you are aware of the risks your company faces. You must be prepared to deal with a variety of issues, including property damage, libability concerns and injuries to employees and clients. Business risks vary from company to company, so it’s important to discuss your unique situation with a reputable insurance agent. ...

Insurance Protection for Non-Profit Organizations

Apr

26

2021

Managers of non-profit companies know how challenging it can be to maintain funding and encourage interest in their goals. On top of that, managers must ensure their organization and volunteers are protected from injury and liability. What Is the Best Insurance Coverage for Non-Profits? There are a number of items to consider when selecting insurance ...

Common Bonds in the Construction Industry

Apr

19

2021

Despite bonds being common in the construction industry, there are many contractors and professionals within the industry that don’t understand them. You can consider bonds to be a financial guarantee. Here is what you need to know about common types of construction bonds. Bid Bonds Sometimes, when a project owner has a job for contractors, ...

A Basic Approach To Insurance Concerns

Apr

5

2021

There are times when running a business means making tough choices. However, protecting your employees and your assets is always an easy decision. In order for you to keep your company safe, you need to look at your insurance plan. If you haven’t considered all of the risks, you may come to discover the shortcomings ...

Top 3 Summertime Perils That Can Damage Your Home

Mar

25

2021

Every summer seems full of so much potential and possibilities. There’s time for relaxation, family vacations, backyard barbeques, hiking, and many other outdoor activities that make the season wonderful. Unfortunately, warm weather also comes with volatile atmospheric conditions. Knowing what to expect can help you prepare beyond just taking out hazard insurance, so here are ...

Why You Should Consider Purchasing Adult Night Club Insurance

Feb

24

2021

Running a business of any sort comes with a certain amount of risk. This is especially true when it comes to nightlife and adult entertainment. It is important to be prepared for the worst-case scenario. Part of being prepared is having good adult night club insurance coverage that can pick up the cost if something ...

Reducing Company Auto Liability With Non-Owned Auto Coverage

Feb

11

2021

As a general rule, commercial auto policies cover company-owned vehicles and employee drivers. That is often sufficient for many businesses. However, if you routinely bring in temporary workers or employees drive client vehicles for work purposes, you may be increasing business risk because these activities are not covered under most auto policies. Purchasing a hired ...

Picking the Right Workers’ Compensation Plan

Feb

8

2021

Protecting your business and your employees begins with a comprehensive insurance plan. If you’re not thinking about areas like workers’ compensation insurance, you could be setting yourself up for failure. Should a worker sustain an injury while working for your company, it can lead to some major disruptions to your finances and put you in ...