There are times when running a business means making tough choices. However, protecting your employees and your assets is always an easy decision. In order for you to keep your company safe, you need to look at your insurance plan. If you haven’t considered all of the risks, you may come to discover the shortcomings far too late to do any good. Though you may not think of such scenarios first, someone who brings a dangerous firearm to the grounds of your business is a situation you should consider with your insurance.
Prepare for the Worst
Recent years have shown how uncertain life can be. If you don’t look into active shooter liability coverage, you are leaving yourself and your workers open to a number of problematic outcomes. Beyond this, there are many areas where you might not be thinking about the full picture. In order to make sure your insurance is protecting you from all fronts, you absolutely need to take a look at the biggest risks of your industry. Areas to focus on can include:
- Workers’ compensation benefits
- General liability and what it covers
- Funds for potential litigation
Consider All Options
By exploring worst-case scenarios like the possibility of an active shooter at your place of business, you are doing your part to go above and beyond with your insurance. Review the basics and determine what steps you should take to feel secure.