If your vintage ride has all of its original parts and is at least 25 years old, it can be classified as an antique and may qualify for antique car insurance coverage. However, before you choose any policy for it, here are four questions you should answer.
- What is the mileage you are allowed to put on your car? Many policies place restrictions in this area, so if you think you may need extra miles, make sure you have flexibility on this one.
- Will you have coverage while in the process of restoration? Even the best laid plans can sometimes go awry when working on an aged auto. Make sure mishaps in the garage won’t put a large dent in your budget.
- What type of coverage will you have when showing your antique prize? If a texting passerby collides with your automobile at a show, you will want to know that you are protected. In addition, curious car enthusiasts, small children, and nature can all place a knot of nervousness in your stomach if you don’t have the peace of mind of proper coverage.
- If you need to transport your car to an event — whether to another state or another country — will you have adequate insurance for damage that it may incur during the shipping? Verify that the policy offers coverage when your auto is in someone else’s hands.
You have poured your heart into caring for and restoring your antique darling. Make sure the antique car insurance policy you secure offers the same commitment to your passion that you do.